Terms of Service
Last Updated: April 22, 2026
Educational Purposes Only
BudgetScore is not a licensed financial advisor. Nothing on this site constitutes financial, investment, tax, or legal advice. Our platform provides general education and data-driven insights only. Individual results vary.
1. Acceptance of Terms
By accessing or using the BudgetScore website and services, you agree to be bound by these Terms of Service. If you do not agree to all of these terms, please do not use our services.
2. Description of Service
BudgetScore provides financial education surveys, personalized "clarity scores," and digital educational products like the Clarity Workbook. Our goal is to help you understand your financial habits and provide a structured framework for improvement.
Important: Our services are educational in nature and are not a substitute for professional financial planning or advice from a licensed advisor.
3. Digital Products & Purchases
When you purchase the Clarity Workbook for $9.97, you are buying a digital PDF product. This is an instant download; no physical product will be shipped. You are granted a personal, non-exclusive license to use the workbook for your own individual use.
4. Refund Policy
We stand behind our educational products. If you are not satisfied with your purchase, we offer a 30-day money-back guarantee. To request a refund, please email hello@budgetscore.co within 30 days of your purchase.
5. Intellectual Property
All content on this website, including text, graphics, logos, survey questions, and the Clarity Workbook, is the property of BudgetScore and is protected by copyright laws. You may not reproduce, resell, or distribute our content without express written permission.
6. User Conduct
You agree to use our site for lawful purposes and not to engage in any activity that interferes with the site's operation, such as scraping data, spreading malware, or attempting to gain unauthorized access to our systems.
7. Disclaimer of Warranties
BudgetScore is provided on an "AS IS" and "AS AVAILABLE" basis. We make no guarantees regarding the accuracy of the financial insights provided or that the use of our services will result in specific financial outcomes or wealth.
8. Limitation of Liability
To the maximum extent permitted by law, BudgetScore shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability is capped at the amount you paid for our products.
9. Governing Law
These terms are governed by the laws of the United States. Any disputes arising from these terms will be settled in the appropriate courts.
10. Contact Us
For any questions regarding these terms, please contact:
Email: hello@budgetscore.co