Privacy Policy
Effective Date: April 22, 2026
Our Privacy Promise: Your Data Stays in Your Sight
BudgetScore is built for privacy-conscious users who are tired of apps selling their data. We do not connect to your bank accounts, use Plaid or Yodlee, or sell your financial data.Your personalized roadmap is generated based only on the answers you choose to share with us, not by tracking your private transactions.
1. Introduction
Welcome to BudgetScore. We are committed to protecting your privacy and ensuring you have a positive experience on our website and in using our products and services.
This Privacy Policy explains how we collect, use, and safeguard the information you provide when you visit our website (budgetscore.co), take our financial surveys, or purchase our digital products. BudgetScore is an educational platform designed to provide financial insights and is not a licensed financial advisor.
2. Information We Collect
We collect information in several ways, including:
- Survey Data: When you take our financial clarity quiz, we collect your name, email address, and your responses regarding your financial situation, challenges, and goals.
- Purchase Information: If you buy our digital workbook, we process your payment through secure third-party processors. We do not store your full credit card details on our servers.
- Usage Data: We automatically collect information about your device, IP address, browser type, and how you interact with our site through cookies and similar technologies.
3. How We Use Your Information
We use your data to:
- Calculate and deliver your personalized BudgetScore and financial roadmap.
- Deliver digital products you have purchased, such as the Clarity Workbook.
- Send educational emails, financial tips, and occasional promotional offers (you can opt-out at any time).
- Improve our website functionality and user experience.
- Comply with legal obligations and protect our rights.
4. How We Share Your Information
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
We only share your information with trusted service providers who help us operate our business, such as payment processors (Stripe/PayPal), email service providers, and analytics tools (Google Analytics). These providers are contractually obligated to protect your data and only use it as directed by us.
5. Your Rights (GDPR & CCPA)
Depending on your location, you may have rights regarding your personal information, including the right to access, correct, or delete your data. You also have the right to object to or restrict certain processing activities.
To exercise these rights, please contact us at hello@budgetscore.co.
6. Data Retention
We retain survey data for up to 3 years from your last interaction to provide you with historical comparisons if you retake the survey. Purchase records are kept for 7 years to comply with tax and legal requirements. You may request deletion of your data at any time.
7. Security
We implement industry-standard security measures, including SSL encryption, to protect your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
8. Children's Privacy
Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13 in accordance with COPPA.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Effective Date" at the top.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: hello@budgetscore.co